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V.Mahajan, Is Microcredit the Answer to Poverty Eradication? 2000. [1]
T.Dichter, Hype and Hope: The Worrisome State of the Microcredit Movement, 2005 [2]
H.D.Seibel, Does history matter? The old and new world of microfinance in Europe and Asia, 2005 [3]
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J.Yaron et al., Rural Finance: Issues, Design and Best Practices: Part One, World Bank 1997 [4]
E.Coffey, Agricultural Finance: Getting the Policies Right: Part One, FAO 1998 [5]
H.D.Seibel, From Cheap Credit to Easy Money: How to Undermine Rural Finance and Development, 1994 [6]
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S.Rutherford, The Economics of Poverty: How Poor People Manage Their Money, 2000 [8]
R.Goodwin-Groen, Success in rural savings: How one donor led the way, CGAP 2003 [9] Lesson 4 - The financial reality of business enterprise
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The group enterprise resource book - Extract from Part 3: Managing the Business, FAO 1995 [10]
R.Hernández & G.Herrerías, Accounting is a Kid's Game - Introduction to the Dynamics of Financial Statements, ADA/Alternativas 1998/2006. [11]
L.Daniels, A guide to measuring microenterprise profits and net worth, from Small Enterprise Development Vol. 12, No.4, 2001 [12]
M.Harper, How to find out what small businesses need: An edited extract from Consultancy for Small Businesses, ITDG Publishing 1977 [13]
J.Sebstad & M.Cohen, Financial Education for the Poor, Microfinance Opportunities 2003 [14]
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R.P.Goodwin Groen, Making Sense of Microcredit Interest Rates, CGAP Donor Brief 6 2002 [15]
M.Harper, Farm credit and microfinance - is there a critical mismatch? from SED Vol.16, No.3, 2005 [16]
N.Fernando, Understanding and Dealing with High Interest Rates on Microcredit, ADB 2006 [17] Lesson 7 - Understanding the accounts of financial service providers
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J.Ledgerwood & K.Moloney, The Balance Sheet: Lesson 2 from Accounting for MFIs, Calmeadow 1996 [18]
J.Ledgerwood & K.Moloney, The Income Statement: Lesson 3 from Accounting for MFIs, Calmeadow 1996 [19]
J.Ledgerwood, Viability of a Microfinance Organization: Lesson 4 from Finance for MFIs, Calmeadow 1996 [20] Lesson 8 - Financial service providers and the law
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J.Ledgerwood, Microfinance Handbook: Chapter 4 The Institution, The World Bank 1999 [21]
The Credit Union Difference, WOCCU 2005 [22]
M.Brownbridge, C.Kirkpatrick & S.M.Maimbo, Prudential Regulation, IDPM, University of Manchester 2002 [23] Lesson 9 - Doing without subsidy - financial planning for small microfinance providers
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E.Rhyne, The Yin and Yang of Microfinance: Reaching the Poor and Sustainability, from the MicroBanking Bulletin 1998 [24]
J.Morduch, Smart Subsidy for Sustainable Microfinance, from Finance for the Poor Vol. 6, No.4, ADB 2005 [25]
M.Hudon, Subsidies and financial performances of the microfinance institutions: does management matter? Université Libre de Bruxelles (ULB) 2006 [26] Lesson 10 - Managing arrears and defaults
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R.Rosenberg, Measuring Microcredit Delinquency: Ratios Can Be Harmful to Your Health, CGAP Occasional Paper No.3, 1999 [27]
D.Norell, How to Reduce Arrears in Microfinance Institutions, from the Journal of Microfinance Vol.3 No.1, 2001 [28]
D.von Stauffenberg, T.Jansson, N.Kenyon & M.Barluenga-Badiola, Performance Indicators for Microfinance Institutions: A Technical Guide pp 5-14 - Portfolio Quality, MicroRate & IADB 2003 [29]
S.Rutherford, The Poor and Their Money Ch 5: Promoters and Providers, OUP 2000 [30]
H.Allen, Village Savings and Loans Associations - sustainable and cost-effective rural finance, from SED Vol.17 No.1 2006 [31]
M.Harper, Grameen Bank Groups and Self Help Groups: What are the Differences? 2002 [32]
S.Babu and A.Singh, The Need for Individual Lending in Mature MFIs, from Eye on Micro Finance No.4 2007 [33]
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D.Hulme, Is microdebt good for poor people? A note on the dark side of microfinance, from SED Vol.11, No.1, 2000 [34]
Financial Sustainability, Targeting the Poorest and Income Impact: Are There Trade-offs for Microfinance Institutions?, CGAP Focus Note No.5, 1996 [35]
J.Copestake, Towards a general framework for client monitoring within microfinance organisations, Imp-Act Guideline No.3, IDS 2001 [36] Lesson 13 - Adopting a client-driven approach
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D.Cracknell, Signposts to the provision of Market Led Micro-financial Services, MicroSave Briefing Note No.18 [37]
K.Pawlak, Client-Focused Microfinance: A Review of Information Sources, MicroSave Briefing Note No.17 [38]
G.A.N.Wright, Market Research and Client-Responsive Product Development, MicroSave [39]
R.Brott, I.Murray, I.Rueda & A.Torrico, How Client Assessment is Making a Difference at CRECER, SEEP Network 2006 [40]
N.Kabeer, Is Microfinance a 'Magic Bullet' for Women's Empowerment? Economic and Political Weekly Oct 29, 2005 [41]
I.Mutalima, Microfinance and Gender Equality: Are We Getting There? Microcredit Summit Campaign 2006 [42]
T.Kay, Empowering Women through Self-help Microcredit Programmes, Bulletin on Asia-Pacific Perspectives pp 69-78, 2002/03 [43]
A.Nippierd, Gender Issues in Cooperatives, Journal of Co-operative Studies Vol. 32:3, 1999 [44]
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M.Harper and S.S.Arora (eds), Small Customers, Big Market: Commercial Banks in Microfinance: pp 275 - 293 Conclusions, ITDG Publishing 2005 [45]
J.Isern and D.Porteous, Commercial Banks and Microfinance: Evolving Models of Success, CGAP 2005 [46]
M.Harper and M.Kirsten, ICICI Bank and its Partnership Linkages in India, FAO 2005 [47]
